Arizona Requires Auto Liability Insurance
Auto insurance minimum requirements
When you register and drive a motor vehicle in the state of Arizona, you are required to carry the minimum liability insurance by law:
These minimums are what your insurance company would pay out after an accident if you are at fault. However, these amounts are the minimums you are mandated to purchase. We often recommend our clients increase their liability protection. This is because medical care and vehicle replacement costs have increased drastically. You don’t want to have to pay for amounts over your insurance cap if someone takes you to court after a crash.
Increase Your Protection with Full Coverage and More
When you are found at fault in an accident, your liability coverage does not cover repairs to your vehicle. That’s why we encourage most drivers to obtain collision insurance as well. If you rely on your car or truck for work, school, and errands, you won’t have to wait while you come up with the money to repair or replace it. Your auto insurance will cover the expense and get you back to normal quickly.
We also recommend comprehensive insurance, which may be a requirement of any party financing your vehicle. Comprehensive coverage protects your vehicle in the event of fire, storms, vandalism, and theft.
Auto policy extras
There are a lot of extras available today when you purchase auto insurance. Ask about this additional coverage when you set up your policy:
Let Us Find the Ideal Auto Policy for You
Independent agents providing personalized service
At Stover Strong Insurance Brokers, we’re independent agents, so we have far more auto insurance options at our disposal than you’ll find elsewhere. As a bonus, our personalized service means we tailor every policy to our customers’ unique needs. We work with your coverage requirements and budget to build the ideal policy.
Be sure that when you hit the road in Arizona, you’re doing it legally. Call us today at 480-336-9648, or reach out online to get your policy started now.