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Auto Insurance

from Stover Strong Insurance Brokers

Auto Insurance in Phoenix, Arizona

Arizona Requires Auto Liability Insurance

Auto insurance minimum requirements

When you register and drive a motor vehicle in the state of Arizona, you are required to carry the minimum liability insurance by law:

  • $25,000 per person bodily injury coverage
  • $50,000 per accident bodily injury coverage
  • $15,000 per accident property damage coverage

These minimums are what your insurance company would pay out after an accident if you are at fault. However, these amounts are the minimums you are mandated to purchase. We often recommend our clients increase their liability protection. This is because medical care and vehicle replacement costs have increased drastically. You don’t want to have to pay for amounts over your insurance cap if someone takes you to court after a crash.

Increase Your Protection with Full Coverage and More

Collision insurance

When you are found at fault in an accident, your liability coverage does not cover repairs to your vehicle. That’s why we encourage most drivers to obtain collision insurance as well. If you rely on your car or truck for work, school, and errands, you won’t have to wait while you come up with the money to repair or replace it. Your auto insurance will cover the expense and get you back to normal quickly.

Comprehensive insurance

We also recommend comprehensive insurance, which may be a requirement of any party financing your vehicle. Comprehensive coverage protects your vehicle in the event of fire, storms, vandalism, and theft.

Auto policy extras

There are a lot of extras available today when you purchase auto insurance. Ask about this additional coverage when you set up your policy:

  • Uninsured motorist coverage if you have an accident with someone who isn’t covered by insurance
  • Medical coverage for drivers and passengers in your vehicle
  • Roadside assistance when you’re stranded on the road
  • Rental car reimbursement when your car is being repaired

Let Us Find the Ideal Auto Policy for You

Independent agents providing personalized service

At Stover Strong Insurance Brokers, we’re independent agents, so we have far more auto insurance options at our disposal than you’ll find elsewhere. As a bonus, our personalized service means we tailor every policy to our customers’ unique needs. We work with your coverage requirements and budget to build the ideal policy.

Be sure that when you hit the road in Arizona, you’re doing it legally. Call us today at 480-336-9648, or reach out online to get your policy started now.