Renters Insurance & Personal Articles Insurance (for laptops) for your college kids away at college. Renters insurance is very reasonably priced and is well worth the small cost for several reasons.
Having a renters insurance policy for your kids will keep their claims activity separate and unrelated to yours and your home insurance which is huge!! Renters insurance will coverage a few main areas:
1. Their personal belongings - clothes, furniture, electronics, etc...
2. Liability coverage is included - this will help pay costs if your child accidentally starts a kitchen fire and causes damage that the landlord wants you to pay. This steps in to avoid out of pocket cost to you!
3. Loss of use - this will help pay room and board somewhere else if a claim happens and your child can't live at their residence while repairs are being taken care of.
Personal Articles Insurance - great for laptops, camera equipment or sporting equipment. It covers all risk so even spills to a laptop. Great coverage and again very reasonable cost.
Call us to provide you with the details and costs.