Your Largest Investments Need Protection – Home insurance protects your dwelling and more
When you work hard and save for your home, you want to protect your investment. Home insurance is designed to cover this asset, so an unexpected disaster doesn’t mean paying out of your own pocket.
Home insurance pays for the repair or reconstruction of your property after storms, fire, and many natural disasters. It covers your dwelling and its contents, such as appliances, furniture, electronics, sporting goods, clothing, and other personal belongings, which are also protected from theft or vandalism.
You will appreciate the peace of mind your home insurance policy brings you. It provides liability insurance for protection in the event of an accident on your property. It covers alternative living expenses, also known as ALE or loss of use coverage. This pays for the cost of living elsewhere if your home is damaged and you cannot live in it while it’s being repaired or rebuilt.
Add extra coverage for valuables and increased liability protection
If you’re like some of our clients in Gilbert, you have valuables that may not be covered in a home insurance policy. We can easily add scheduled coverage for these high-value items:
You may want to add more liability coverage, too, particularly as a high-net-worth individual or dog owner. We often recommend adding a personal umbrella policy to pick up where your home insurance liability cap ends. You can receive a million dollars or more of coverage with an umbrella policy.
Arizona requires auto liability insurance
To register and drive a motor vehicle on our state's roadways, you must carry the minimum auto liability insurance required by Arizona:
Remember that this is what your auto policy will pay if you are at fault in an accident. It’s smart, however, to go beyond the minimum liability requirement with increased coverage, since medical bills and the cost of vehicles are so high these days.
Full coverage gives you better protection
If you are at fault in a car accident, your liability insurance will not cover repairs to or replacement of your vehicle. For that, we recommend collision insurance, which helps you get back to normal quickly after damages.
We also encourage our Gilbert clients to take comprehensive coverage. This protects you against theft of your vehicle, as well as vandalism, storms, fire, and more.
Many policies today add extras, so be sure to ask about:
Enjoy Home and Auto Insurance Tailored to Your Needs
Because we’re independent agents at Stover Strong Insurance Brokers, we have a larger array of insurance options available for you than you’ll find with big-name insurance companies. We tailor every policy to your needs, so you get exactly the coverage you want.
Call us today at 480-336-9648 for unparalleled personalized service and expert advice about your home and auto insurance. Or reach out online to start a quote, and give your major assets the protection they need.