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Home & Auto Insurance

Home & Auto Insurance in Queen Creek, Arizona

Give Your Home and Vehicle the Protection They Need – Home insurance lets you rest easier

For most folks in Queen Creek, their home and vehicle are their largest assets. Therefore, they should have the protection they deserve with the right insurance coverage.

Home insurance lets you rest easier knowing that your home is protected if the worst happens, like a fire, storm, or natural disaster. You don’t have to pay anything, other than a small deductible, if you need to repair or rebuild your dwelling.

Your home insurance policy also covers your home’s interior: furnishings, appliances, clothing, electronics, and other personal items. If these are damaged or destroyed, including by theft or vandalism, your policy pays to replace them.

Additionally, your home insurance covers liability if, for example, someone has an accident and becomes injured on your property. And it reimburses the cost of you having to live elsewhere during repairs or reconstruction following a claim. This is known as alternative living expenses, ALE, or loss of use coverage.

Add coverage for valuable and greater liability protection

Do you have valuables that may not be covered by a standard home insurance policy? No problem, we can add them under scheduled coverage. Be sure to let us know if you have:

  • Furs
  • Jewelry
  • Firearms
  • Fine art
  • Collectibles
  • Antiques
  • Precious metals

For our high-net-worth customers in Queen Creek and anyone else who wants extra liability coverage, like dog owners, we offer personal umbrella policies. This can provide an extra million dollars or more of liability protection once your home insurance liability is used, and it’s well worth it to protect your assets.

You must carry auto liability insurance in Arizona

Arizona requires everyone registering and operating motor vehicles in the state to purchase the minimum required auto liability insurance:

  • $25,000 per person bodily injury coverage
  • $50,000 per accident bodily injury coverage
  • $15,000 per accident property damage coverage

These minimums are what your insurance will pay if you are found to be at fault in an accident. However, with medical care and the cost of vehicles being so high today, we often recommend increasing your liability insurance to make sure you’re covered under any circumstances.

Full coverage auto insurance is the way to go

Liability insurance does not protect your vehicle if you’re at fault in an accident. Therefore, we suggest collision insurance for our clients, which may be required if you finance your vehicle. This coverage pays for repairs after a crash, which gets life back to normal more quickly when you rely on your car or truck.

We also recommend comprehensive insurance. This covers your vehicle in the event of vandalism, theft, fire, storms, and other incidents beyond your control.

Many of the policies we write nowadays offer nice extras as well. Feel free to ask about these perks:

  • Roadside assistance
  • Rental car reimbursement when your car is being repaired
  • Uninsured motorist coverage
  • Medical coverage for drivers and passengers in your vehicle

We Can Start a Customized Policy Today

Reach out to Stover Strong Insurance Brokers to start a home or auto policy customized to your needs today. As independent agents, we can offer far more insurance choices than you’ll find with big insurance names, and our personalized service is a rare find these days.

Give us a call at 480-336-9648, or contact us online with your questions or request a quick quote. We want you to rest easier knowing your large assets are properly covered.