Medicare questions? We can help!
Get personalized help navigating Medicare plans. You are unique and so is the Medicare plan that is right for you. Your circumstances will determine your options and we can help you with this.
If you are not comfortable with researching your Medicare options, let us help.
Many people that are planning for retirement have a big question, "what are my healthcare costs going to be when I retire? And the answer is, it will probably be one of your biggest costs. Let's look at a summary of estimated monthly premium costs in 2021:
Medicare Part A: "Free" as long as you or your spouse have worked 40 quarters
Medicare Part B: $148.50 a month (could be more or less depending on your income?
Medicare Supplement (Medigap): varies depending on plan & certain criteria. Could vary between $31 - $470
Medicare Part D Drug Plan: can vary $6-$200 a month depending on plan and criteria
Medicare Advantage: $0 - $200
Even though a Medicare Advantage plan could be $0, you still have to pay your Part B premiums. When you are looking at plan options this is a list of costs that need to be considered:
People planning for retirement should prepare to have a price increase of about 2%-5% each year for your costs. This can include change in cost of Part B premium and deductible changes in Part A & B. Please allow Stover Strong Insurance Brokers to help you navigate through healthcare preparation for retirement and explaining all the Medicare options you will have. Call for an appointment with a licensed agent.